CCC Intelligent Solutions Auto Claims API
CCC Intelligent Solutions REST API for automotive insurance claims and collision repair ecosystem. Enables AI agents to manage vehicle damage estimates and AI-powered photo estimating, handle total loss valuation and settlement workflows, access repair assignment and shop matching, retrieve parts sourcing and OEM/aftermarket data, manage FNOL and claims intake, handle AI-powered damage detection from images, access subrogation and recovery workflows, retrieve claims performance analytics, manage rental and transportation data, and integrate auto claims with carrier, shop, and vehicle data systems.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
Auto claims data. SOC2, ISO27001. OAuth2. US data residency. Accident and injury data sensitivity.
⚡ Reliability
Best When
A P&C auto insurer, collision repair MSO, or automotive claims organization using CCC wants AI agents to automate damage assessment, photo estimating, total loss valuation, repair routing, and claims analytics.
Avoid When
FINANCIAL RISK+PRIVACY: Auto claims include sensitive accident data, injury information, and financial settlement amounts. AI damage assessment results are inputs to financial decisions — require human review for high-value claims. Total loss valuations affect settlement — errors create legal liability. Photo and vehicle data have privacy considerations.
Use Cases
- • Managing AI-powered vehicle damage assessment from auto claims automation agents
- • Processing total loss valuations and settlements from claims handling agents
- • Accessing repair shop assignment and DRP management from claims workflow agents
- • Retrieving claims performance analytics from auto insurance intelligence agents
Not For
- • Non-automotive insurance without vehicle damage and collision repair focus
- • General P&C insurance without auto-specific claims and repair management
- • Consumer auto shopping without insurance claims and repair workflow
Interface
Authentication
CCC uses OAuth 2.0 for API access. Carrier and shop-level credentials with claims, estimating, and vehicle scopes. Developer portal with API documentation. CCC ONE platform integrations. Webhooks for claims and estimate events. AI-powered features (CCC Estimate-STP, CCC Total Loss).
Pricing
Chicago, Illinois. NASDAQ: CCCS. Founded 1980. Market leader for auto insurance claims ecosystem. $800M+ annual revenue. Used by 300+ insurers and 28,000+ repair facilities. 6M+ claims processed annually. AI-powered photo estimating (CCC Estimate-STP). Acquired WeGoLook 2019. Competes with Solera (Audatex) for auto claims platform.
Agent Metadata
Known Gotchas
- ⚠ FINANCIAL RISK: AI damage estimates affect settlement amounts — high-value claims require human review
- ⚠ Total loss valuations are financial decisions — automated settlement requires carrier approval workflow
- ⚠ No public MCP server — OAuth2 REST API with enterprise partner program
- ⚠ AI photo estimating (STP) is a separate workflow — photo submission and AI results have specific API patterns
- ⚠ DRP (direct repair program) shop assignment must respect carrier-shop agreements
- ⚠ US-only data residency — important for international auto insurers
Alternatives
Full Evaluation Report
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Scores are editorial opinions as of 2026-03-07.