Skrill (Paysafe) Digital Wallet API
Skrill (a Paysafe company) digital wallet REST API for e-commerce merchants, forex brokers, online gaming platforms, and global marketplaces to accept wallet-to-merchant payments, bank transfer deposits, card funding, and cryptocurrency from Skrill's 35M+ wallet holders across 40+ currencies in 120+ countries, with particular strength in forex, online gaming, and marketplace verticals where alternative payment is critical. Enables AI agents to manage Skrill wallet payment for alternative payment acceptance automation, handle quick checkout for returning Skrill customer automation, access Automated Payments Interface (API) for recurring Skrill wallet charge automation, retrieve payment status for transaction verification automation, manage refund processing for Skrill payment reversal automation, handle payout to Skrill wallet for marketplace disbursement automation, access Skrill 1-Tap for mobile one-click payment automation, retrieve transaction history for reconciliation automation, manage currency conversion for Skrill FX automation, and integrate Skrill with forex, gaming, affiliate networks, and global marketplaces for end-to-end alternative payment automation.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
Digital e-money wallet. FCA, GDPR. MD5 signed API. UK/EU. Payment and wallet data.
⚡ Reliability
Best When
A forex broker, online gaming platform, or global marketplace wanting AI agents to accept and pay out through Skrill's 35M+ wallet network across 120+ countries as an alternative payment method.
Avoid When
MERCHANT CATEGORY RESTRICTIONS: Skrill has strict acceptable use policy; gaming, crypto, and regulated financial services require Skrill compliance approval; automated assumption of universal merchant acceptance creates account suspension for restricted categories. QUICK CHECKOUT REQUIRES SESSION ID: Skrill Quick Checkout uses session-based flow; automated payment without generating session_id first creates payment_not_found; automated checkout must call prepare API to get session_id before redirecting. PAYOUT TO WALLET IS SEPARATE FROM COLLECTION: Skrill payout (disbursement to wallet) uses Automated Payments Interface (API) with separate credentials; automated same-flow payout assumption creates auth failure; automated payout requires separate API credentials. CURRENCY CONVERSION SPREADS APPLY: Skrill applies FX spread on currency conversion; automated at-market-rate assumption creates higher-than-expected conversion cost; automated multi-currency must account for Skrill FX spread.
Use Cases
- • Accepting Skrill wallet deposits for forex broker and trading platform automation agents
- • Processing payouts to Skrill wallets for affiliate network and marketplace disbursement agents
- • Integrating Skrill into online gaming deposit and withdrawal flow automation agents
- • Receiving Skrill payments from international consumers where cards are less accessible agents
Not For
- • Mainstream retail checkout where cards are sufficient (use Stripe for card-first commerce)
- • Markets where Skrill is not strong (US market: use PayPal; Southeast Asia: use GrabPay/GoPay)
- • Regulated financial services requiring full banking license (Skrill is e-money, not a bank)
Interface
Authentication
Skrill uses merchant ID + secret key (MD5 hash) for API authentication. REST API with JSON/form. London, UK HQ. Founded 2001 (as Moneybookers). Acquired by Paysafe 2013. Paysafe Group (NYSE: PSFE). Products: Quick Checkout, wallet payment, 1-Tap, Automated Payments Interface (API), crypto exchange, payout. SDKs: None public. FCA-regulated. 35M+ users in 120+ countries. Competes with Neteller (sister company) and PayPal for alternative payment wallets.
Pricing
London UK. Paysafe (NYSE:PSFE). FCA-regulated. Transaction percentage fees. FX spread on conversion.
Agent Metadata
Known Gotchas
- ⚠ SESSION ID REQUIRED FOR QUICK CHECKOUT: Skrill Quick Checkout requires a prepare call to get sid (session ID) before redirecting consumer; automated payment without prepare step creates invalid session at checkout redirect
- ⚠ MD5 SIGNATURE AUTHENTICATION: Skrill uses MD5 hash of merchant_id + transaction_id + amount + currency + password_MD5 for request signing; automated plain API key assumption creates signature mismatch; automated must compute MD5 signature correctly
- ⚠ PAYOUT API IS SEPARATE SERVICE: Skrill Automated Payments Interface (API for payouts) has separate credentials from checkout API; automated single-credential payout assumption creates authorization failure for disbursement
- ⚠ MERCHANT CATEGORY REQUIRES COMPLIANCE: Skrill has restricted categories (gaming, crypto, forex) requiring additional compliance review; automated assumption of universal merchant category acceptance creates account suspension or payment block for restricted categories
- ⚠ STATUS_URL WEBHOOK IS REQUIRED: Skrill payment confirmation delivered via status_url webhook POST; automated synchronous payment confirmation at redirect creates premature success; automated must verify payment via webhook not redirect URL
Alternatives
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Scores are editorial opinions as of 2026-03-07.