Routable B2B Payment Automation API
Routable REST API for B2B payment automation and AP platform. Enables AI agents to manage vendor and payee onboarding and verification, handle payment initiation for domestic and international vendors (ACH, wire, check, international), access invoice processing and matching workflows, retrieve payment status and reconciliation reporting, manage approval workflow and payment scheduling, handle virtual account and payment routing, access batch payment processing for mass payouts, retrieve payment analytics and cash flow data, manage team and role-based access controls, and integrate payment data with QuickBooks, NetSuite, and Sage accounting systems.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
B2B payment data. SOC2, PCI-DSS. API key. US data residency. Payment fraud and vendor banking data.
⚡ Reliability
Best When
A mid-market business using Routable wants AI agents to automate vendor payment workflows, invoice matching, payment scheduling, approval routing, international payments, and accounting reconciliation.
Avoid When
FINANCIAL RISK: B2B payment automation involves real vendor payments — ACH and wire fraud prevention must validate vendor banking changes before payment. Automated payment approvals for large amounts bypass financial controls. International wire automation requires OFAC sanctions screening.
Use Cases
- • Managing vendor payment automation from AP operations agents
- • Handling international vendor payments from global treasury agents
- • Accessing payment status and reconciliation from accounting automation agents
- • Integrating B2B payments with ERP from financial operations agents
Not For
- • Consumer payments without B2B vendor and contractor payment focus
- • Large enterprise with SAP or Oracle-native AP automation
- • High-volume marketplace payouts without AP workflow management
Interface
Authentication
Routable uses API keys for REST API access. Company-level API key authentication. Developer documentation at docs.routable.com. Webhooks for payment and invoice events. Strong QuickBooks, NetSuite, and Sage accounting integrations.
Pricing
San Francisco, California. Founded 2017. B2B payment automation for mid-market. $30M+ in funding. Used by OnDeck, Rover, and other platforms. Strong focus on vendor payment workflows and international payments. Acquired by TriNet Group 2022. Competes with BILL and Tipalti for mid-market AP automation.
Agent Metadata
Known Gotchas
- ⚠ FINANCIAL RISK: Automated ACH and wire payments — banking detail changes must trigger re-verification before payment
- ⚠ API key auth only — no OAuth or fine-grained scopes; store key securely; rotate regularly
- ⚠ No public MCP server — REST API with docs.routable.com
- ⚠ TriNet acquisition (2022) — verify API roadmap and product direction
- ⚠ International wire payments require OFAC sanctions screening before initiation
- ⚠ Batch payment processing is async — agent must poll payment status after batch submission
Alternatives
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Scores are editorial opinions as of 2026-03-07.