Razorpay MCP Server (Official)
Official Razorpay MCP server enabling AI agents to interact with Razorpay's payment platform — managing orders, payments, refunds, subscriptions, payment links, and accessing Razorpay's India-focused payment infrastructure including UPI, Net Banking, and wallets.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
HTTPS enforced. API key lacks scopes. PCI-DSS. India data residency.
⚡ Reliability
Best When
An agent needs to manage payments for an India-based business — especially for UPI, Net Banking, and domestic Indian payment methods.
Avoid When
You're operating outside India or using Stripe, Square, or another global payment processor.
Use Cases
- • Creating and managing payment orders from ecommerce agents
- • Querying payment status and refund processing from customer service agents
- • Managing recurring subscriptions from billing automation agents
- • Generating payment links from invoicing agents
- • Analyzing transaction data and reconciliation from finance agents
- • Managing virtual accounts for B2B payment collection agents
Not For
- • Teams operating outside India and South Asia (Razorpay primarily serves India)
- • Teams using Stripe, Square, or international payment processors
- • Non-payment use cases
Interface
Authentication
Razorpay API key (Key ID + Key Secret pair). Test vs live mode keys are separate. No scope granularity — full account access.
Pricing
Transaction-fee based pricing. No monthly fee. Test mode available for development. Business KYC required for live mode. MCP server is open source.
Agent Metadata
Known Gotchas
- ⚠ Test mode and live mode use different API keys — agents must use correct environment
- ⚠ API key lacks scope granularity — full account access
- ⚠ Business KYC verification required before accepting live payments
- ⚠ INR is the primary currency — international currencies require special setup
- ⚠ UPI payments require different flow than card payments
- ⚠ Webhook signature verification critical for payment confirmation security
Alternatives
Full Evaluation Report
Detailed scoring breakdown, competitive positioning, security analysis, and improvement recommendations for Razorpay MCP Server (Official).
Scores are editorial opinions as of 2026-03-06.