Ramp Corporate Card MCP Server

MCP server for Ramp — the corporate card and expense management platform. Enables AI agents to query Ramp transactions, expense reports, budgets, and card data. Allows finance automation agents to retrieve spend analytics, flag policy violations, and generate expense summaries.

Evaluated Mar 07, 2026 (0d ago) vcurrent
Homepage ↗ Repo ↗ Other ramp corporate-cards expense-management finance spend mcp-server
⚙ Agent Friendliness
68
/ 100
Can an agent use this?
🔒 Security
82
/ 100
Is it safe for agents?
⚡ Reliability
70
/ 100
Does it work consistently?

Score Breakdown

⚙ Agent Friendliness

MCP Quality
65
Documentation
68
Error Messages
65
Auth Simplicity
75
Rate Limits
70

🔒 Security

TLS Enforcement
95
Auth Strength
85
Scope Granularity
80
Dep. Hygiene
65
Secret Handling
82

Corporate financial data. SOC2 certified. PCI-DSS compliant. OAuth required. Card control operations require human oversight.

⚡ Reliability

Uptime/SLA
78
Version Stability
70
Breaking Changes
65
Error Recovery
65
AF Security Reliability

Best When

A finance team using Ramp wants AI agents to query spend data, generate expense summaries, and flag budget issues — reducing manual finance operations.

Avoid When

You need to approve expenses or issue cards autonomously. FINANCIAL RISK: Corporate spend data is sensitive; autonomous expense approval requires human oversight.

Use Cases

  • Querying Ramp transactions and spend data from finance automation agents
  • Generating expense reports and spend summaries from financial reporting agents
  • Checking budget utilization and flagging overspend from budget management agents
  • Retrieving card and employee spend data for accounting workflow agents

Not For

  • Creating or approving expense reports autonomously (requires human approval)
  • Non-Ramp corporate card platforms
  • Personal expense management (Ramp is corporate only)

Interface

REST API
Yes
GraphQL
No
gRPC
No
MCP Server
Yes
SDK
No
Webhooks
Yes

Authentication

Methods: oauth
OAuth: Yes Scopes: Yes

Ramp OAuth 2.0. Requires Ramp developer account. Use read-only scopes for reporting agents. Write scopes for expense submission automation require strict governance.

Pricing

Model: freemium
Free tier: Yes
Requires CC: No

Ramp corporate card platform is free. API access included with Ramp account. MCP server is community open source.

Agent Metadata

Pagination
cursor
Idempotent
Partial
Retry Guidance
Not documented

Known Gotchas

  • FINANCIAL RISK: Corporate spend data and card controls — requires strict access governance
  • Expense approval workflows require human in the loop — never approve autonomously
  • Community MCP implementation — verify against current Ramp API v1 documentation
  • Card issuance and limit changes require human authorization
  • Ramp is US-only corporate card platform

Alternatives

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Scores are editorial opinions as of 2026-03-07.

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