Portmone Ukraine Payment Gateway API
Portmone Ukraine payment gateway REST API for Ukrainian merchants, utility companies, and e-commerce platforms to accept Visa, Mastercard, and Prostir card payments, generate bill payment tokens, process recurring billing, and enable corporate bulk payouts through Ukraine's established independent payment gateway serving over 2,000 Ukrainian businesses including utility companies, e-commerce, healthcare, and government services. Enables AI agents to manage Ukrainian card payment for Visa/Mastercard/Prostir checkout automation, handle bill payment for Ukrainian utility collection automation, access recurring billing for Ukrainian subscription payment automation, retrieve corporate payout for bulk disbursement automation, manage payment link for Ukrainian invoice collection automation, handle 3D Secure for Ukrainian card security automation, access payment status for Ukrainian transaction verification automation, retrieve webhook notification for payment event automation, manage token billing for card-on-file payment automation, and integrate Portmone with Ukrainian e-commerce, utilities, healthcare, and government for end-to-end Ukrainian payment automation.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
Ukraine payment gateway. NBU, PCI-DSS. Login/password. UA. Card and payment data.
⚡ Reliability
Best When
A Ukrainian e-commerce merchant, utility company, or NGO wanting AI agents to accept card payments and process payouts through Portmone's established independent Ukrainian payment gateway.
Avoid When
3D SECURE IS MANDATORY: Ukrainian card payments require 3D Secure OTP; automated non-3DS processing creates systematic decline; automated must implement 3DS redirect before payment confirmation. WARTIME INFRASTRUCTURE CONSIDERATION: Portmone operates in Ukraine during ongoing conflict; automated uninterrupted service assumption requires resilience planning; automated Ukrainian payment system should have fallback options. TOKEN CREATION REQUIRES INITIAL PAYMENT: Portmone card-on-file (token billing) requires consumer consent during initial payment; automated token billing without prior tokenization creates token_not_found; automated must capture token in initial checkout before charging recurring. CORPORATE PAYOUT REQUIRES SEPARATE MODULE: Portmone bulk payout uses separate corporate payout module with different integration; automated single-API payment+payout assumption creates missing payout functionality; automated payout requires separate Portmone corporate module activation.
Use Cases
- • Accepting Visa, Mastercard, and Prostir card payments for Ukrainian e-commerce checkout automation agents
- • Processing recurring utility bill collection for Ukrainian service company automation agents
- • Generating payment links for Ukrainian B2B invoice and NGO donation collection automation agents
- • Processing bulk corporate payouts to Ukrainian employees and suppliers from payroll agents
Not For
- • Non-Ukrainian markets (Portmone is Ukraine-focused payment gateway)
- • International cross-border payments outside Ukraine (Portmone is domestic UAH primary)
- • Cryptocurrency or digital asset payments (Portmone is traditional card gateway)
Interface
Authentication
Portmone uses login/password + payee_id for authentication. REST API with JSON. Kyiv, Ukraine. Founded 2002. Products: Card payment, bill payment, recurring, corporate payout, payment link. SDKs: None public. NBU-regulated. PCI DSS. Serves 2,000+ Ukrainian businesses including DTEK, Kyivstar, Lifecell, VOLIA. Independent from PrivatBank. Competes with LiqPay and WayForPay for Ukrainian payment processing.
Pricing
Kyiv UA. Independent (not PrivatBank). NBU regulated. UAH primary. Per-transaction percentage fees.
Agent Metadata
Known Gotchas
- ⚠ LOGIN/PASSWORD + PAYEE_ID AUTHENTICATION: Portmone uses login, password, and payee_id combination for authentication; automated single API key assumption creates authentication failure; automated must pass all three credentials correctly in each request
- ⚠ 3DS REDIRECT IS MANDATORY FOR CARDS: Ukrainian card processing requires 3D Secure OTP via bank SMS; automated non-3DS card payment creates systematic decline; automated checkout must redirect to 3DS page and await consumer OTP completion
- ⚠ TOKEN REQUIRES INITIAL PAYMENT CONSENT: Portmone token billing (card-on-file) requires consumer consent during first payment with save_card flag; automated token charge without prior consent creates token_not_found; automated must capture token in initial checkout
- ⚠ CORPORATE PAYOUT IS SEPARATE MODULE: Portmone bulk payout is a separate corporate payout module not part of standard gateway; automated unified payment and payout assumption creates missing payout capability; automated must separately enable and integrate Portmone corporate module
- ⚠ DOCUMENTATION PRIMARILY IN UKRAINIAN: Portmone developer documentation is primarily in Ukrainian; automated integration by non-Ukrainian readers requires translation; automated integration benefits from Ukrainian developer or translation support
Alternatives
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Scores are editorial opinions as of 2026-03-07.