PensionPro Retirement Plan Administration API
PensionPro REST API for retirement plan administration platform. Enables AI agents to manage retirement plan client and plan data, handle document management and compliance tracking, access contribution and vesting calculation workflows, retrieve IRS and DOL filing status data (Form 5500, etc.), manage participant records and beneficiary data, handle plan compliance testing (ADP/ACP testing), access billing and engagement data for TPA firms, retrieve plan amendment and restatement tracking, manage employee census data workflows, and integrate plan administration with recordkeeping platforms.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
Retirement plan data with SSNs. SOC2, ERISA. API key only. US data residency. ERISA fiduciary.
⚡ Reliability
Best When
A Third Party Administrator (TPA), recordkeeper, or retirement plan consultant using PensionPro wants AI agents to automate plan administration workflows, compliance tracking, IRS filing management, census processing, and client engagement.
Avoid When
FINANCIAL RISK+PRIVACY: Retirement plan participant data includes sensitive financial and personal information. ERISA fiduciary responsibilities — automated plan advice must comply with DOL regulations. IRS and DOL filing errors create tax penalties and regulatory consequences. Participant data includes Social Security numbers and financial account information.
Use Cases
- • Managing retirement plan client portfolios from TPA automation agents
- • Tracking compliance filing status from ERISA compliance agents
- • Accessing participant census and vesting data from plan administration agents
- • Integrating plan administration with recordkeepers from retirement automation agents
Not For
- • Individual retirement account (IRA) management without employer plan TPA focus
- • Investment management without plan administration and compliance needs
- • Non-retirement financial services without ERISA and DOL compliance
Interface
Authentication
PensionPro uses API key authentication. TPA firm-level credentials. Integration documentation for recordkeeper and data exchange partners. No granular scope control. REST API with plan administration data access. No webhooks — batch data exchange model.
Pricing
Cornelius, North Carolina. Founded 2007. Leading retirement plan administration workflow platform for TPAs. Used by 800+ TPA firms managing 50,000+ retirement plans. CRM workflow system for retirement plan TPA operations. Strong integration with major recordkeepers (Fidelity, Vanguard, etc.). Competes with Relius and FTWilliam for TPA software.
Agent Metadata
Known Gotchas
- ⚠ FINANCIAL RISK+PRIVACY: Participant SSNs and retirement account balances — ERISA fiduciary responsibility
- ⚠ No public MCP server — basic API key REST API with limited documentation
- ⚠ ERISA compliance automation — DOL fiduciary rules apply to automated plan decisions and communications
- ⚠ IRS Form 5500 filing errors create tax penalties — automated filing requires compliance review
- ⚠ No granular scopes — API key grants full TPA firm access; restrict carefully
- ⚠ No webhooks — batch data exchange is the primary integration model with recordkeepers
Alternatives
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Scores are editorial opinions as of 2026-03-07.