Majesco Insurance Cloud Platform API

Majesco REST API for cloud-native insurance platform covering policy administration, billing, and claims management. Enables AI agents to manage policy lifecycle from quote through endorsement and renewal for P&C and life insurance, handle billing plan creation and payment processing for premium collection, access claims first notice of loss (FNOL) submission and claim lifecycle management, retrieve policy coverages, limits, and endorsement data for insurance operations, manage agent and producer management and commission calculation, handle reinsurance treaty and cession data for financial management, access rating and underwriting decision data for policy issuance automation, retrieve loss run and claims history data for risk assessment, manage digital distribution and self-service portal integration, and integrate insurance platform data with CRM, analytics, and reinsurance platforms.

Evaluated Mar 07, 2026 (0d ago) vcurrent
Homepage ↗ Developer Tools majesco insurance policy-administration billing claims p&c life-insurance insurtech
⚙ Agent Friendliness
57
/ 100
Can an agent use this?
🔒 Security
79
/ 100
Is it safe for agents?
⚡ Reliability
68
/ 100
Does it work consistently?

Score Breakdown

⚙ Agent Friendliness

MCP Quality
18
Documentation
72
Error Messages
68
Auth Simplicity
78
Rate Limits
62

🔒 Security

TLS Enforcement
95
Auth Strength
78
Scope Granularity
72
Dep. Hygiene
70
Secret Handling
78

Insurance PAS. SOC2, ISO27001, GDPR. OAuth2. US. Policy and claims data.

⚡ Reliability

Uptime/SLA
75
Version Stability
70
Breaking Changes
62
Error Recovery
65
AF Security Reliability

Best When

An insurance carrier using Majesco wants AI agents to automate policy administration, claims processing, billing management, underwriting workflows, and analytics integration.

Avoid When

REGULATORY RISK: Insurance policy and claims automation must comply with state insurance regulations — automated underwriting decisions must follow filed rate and form requirements. Claims processing automation must include fraud detection and human review for complex claims. Policy issuance without required signature and disclosure compliance violates insurance regulations.

Use Cases

  • Managing policy lifecycle from underwriting automation agents
  • Processing claims FNOL from first notice of loss agents
  • Handling billing and premium collection from finance automation agents
  • Integrating policy data with CRM from insurance CRM agents

Not For

  • Non-insurance enterprise software without policy administration and claims focus
  • Consumer insurance comparison without carrier insurance operations context
  • Health insurance benefits administration without P&C and life insurance operations

Interface

REST API
Yes
GraphQL
No
gRPC
No
MCP Server
No
SDK
No
Webhooks
Yes

Authentication

Methods: oauth
OAuth: Yes Scopes: Yes

Majesco uses OAuth 2.0 authentication. Per-carrier and per-product API credentials. Developer portal at developer.majesco.com. Webhooks for policy and claims events. REST API with JSON responses. Cloud-native SaaS on AWS. Majesco L&AH (life and health) and P&C separate platforms. State regulatory compliance built-in per product line.

Pricing

Model: enterprise
Free tier: No
Requires CC: No

Morristown, New Jersey. Founded 2000. Public company (MJCO, NASDAQ). Insurance technology market. 200+ insurance carriers. Cloud-native P&C and L&AH platforms. Strong in specialty and small-to-mid-size carrier market. Known for cloud-first approach vs. legacy on-premises insurers. Competes with Guidewire and Duck Creek for insurance platform market.

Agent Metadata

Pagination
offset
Idempotent
Partial
Retry Guidance
Not documented

Known Gotchas

  • REGULATORY RISK: Insurance policy automation must comply with state rate and form filings; automated underwriting outside filed rates is insurance fraud
  • P&C vs. L&AH platforms — Majesco has separate platforms for Property & Casualty and Life & Health; APIs and data models differ significantly between product lines
  • State regulatory compliance — policy issuance automation must include required disclosures and signatures per state; check state-specific insurance regulations before automation
  • Claims fraud detection — automated FNOL processing must include fraud scoring before payment; skip fraud review increases claims leakage
  • Reinsurance integration — reinsurance treaty automation requires carrier-specific cession rules; consult actuary before automating reinsurance cession calculations
  • Webhook for lifecycle events — use webhooks for policy endorsement, cancellation, and claims status changes rather than polling

Alternatives

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Scores are editorial opinions as of 2026-03-07.

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