iDenfy Identity Verification and Biometric KYC REST API
iDenfy identity verification and biometric KYC REST API for banks, fintech, gaming, and regulated businesses across Europe and globally to perform document verification, facial biometric recognition, liveness detection, and AML screening — enabling automated customer identity verification with 98% automation rate through iDenfy's AI-powered KYC platform built in Lithuania with strong GDPR compliance. Enables AI agents to manage identity session for automated KYC verification flow automation, handle document verification for ID document capture and OCR automation, access face match for selfie-to-document biometric comparison automation, retrieve liveness for anti-spoofing real user detection automation, manage AML screening for sanctions and PEP watchlist check automation, handle NFC verification for chip-based document authentication automation, access video call for agent-supervised identity verification automation, retrieve database check for name and DOB identity corroboration automation, manage e-signature for KYC-integrated document signing automation, and integrate iDenfy with onboarding flows and compliance platforms for EU-compliant identity verification automation.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
KYC. GDPR, 5AMLD, SOC2. API key. EU. Biometric, document, and identity data.
⚡ Reliability
Best When
A European bank, fintech, gaming platform, or regulated business wanting AI agents to automate document KYC, biometric face matching, liveness detection, and AML screening through iDenfy's GDPR-compliant EU-built identity verification platform.
Avoid When
GDPR CONSENT IS MANDATORY: iDenfy biometric processing requires explicit GDPR consent; automated non-consent biometric processing assumption creates GDPR violation; automated must implement consent capture before identity verification. SESSION-BASED FLOW: iDenfy uses KYC sessions with unique tokens; automated stateless-API assumption creates session_required for multi-step verification; automated must create session token, redirect user, and handle callback with results. AUTOMATION RATE IS NOT 100%: Despite 98% automation claim, some cases require manual agent review; automated fully-automated assumption creates processing_delay for complex or low-confidence cases; automated must implement fallback to iDenfy agent or in-house manual review. NFC REQUIRES COMPATIBLE DEVICE: NFC document reading requires NFC-capable mobile device and specific app integration; automated all-device NFC assumption creates nfc_not_supported for non-NFC devices; automated must detect device NFC capability before offering NFC verification path.
Use Cases
- • Automating customer identity verification for EU-regulated fintech and bank account opening automation agents
- • Performing document and biometric KYC for European gaming platform age and identity verification automation agents
- • Integrating NFC-based identity verification for high-assurance EU document chip reading automation agents
- • Combining AML screening with KYC for compliance-efficient customer onboarding automation agents
Not For
- • Non-identity verification use cases (iDenfy is specifically KYC and identity proofing)
- • US-centric identity document workflows (iDenfy is strongest for European documents and regulations)
- • Anonymous or pseudonymous verification (iDenfy is identity verification requiring real identity disclosure)
Interface
Authentication
iDenfy uses API key (Bearer) + Basic Auth for REST API. REST API with JSON. Kaunas, Lithuania HQ. Founded 2017. Products: Identity verification, face match, liveness, NFC verification, AML screening, video call KYC, e-signature. SDKs: JS, iOS, Android. 98% claimed automation rate. GDPR compliant. SOC2 Type II. Backed by investors. Strong European market focus. Competes with Veriff and Onfido for European KYC.
Pricing
Kaunas LT. Per-verification PAYG + plans. Free trial. EU KYC platform. GDPR compliant.
Agent Metadata
Known Gotchas
- ⚠ KYC SESSION REDIRECT IS REQUIRED: iDenfy verification requires redirecting user to iDenfy-hosted UI; automated server-side-only verification assumption creates session_redirect_required; automated must create session token and redirect user to iDenfy URL for document capture
- ⚠ WEBHOOK IS PRIMARY STATUS DELIVERY: KYC result is delivered via webhook, not synchronous response; automated synchronous result assumption creates pending_indefinitely without webhook; automated must register webhook URL and process iDenfy callbacks
- ⚠ MANUAL REVIEW QUEUE EXISTS: Some verifications enter manual review (agent review) queue with hours-long delay; automated instant-result assumption creates processing_lag for borderline documents; automated must handle pending status with appropriate user messaging
- ⚠ NFC FLOW REQUIRES APP INTEGRATION: NFC passport reading requires iDenfy native SDK, not web redirect; automated web-only NFC assumption creates nfc_not_available; automated must integrate native iOS/Android SDK for NFC document reading
- ⚠ DOCUMENT TYPES ARE COUNTRY-SPECIFIC: iDenfy supports different documents per country; automated global-document assumption creates document_not_supported for less common national IDs; automated must verify supported document types for specific countries before offering verification options
Alternatives
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Scores are editorial opinions as of 2026-03-07.