Splitwise MCP Server
MCP server for Splitwise — the popular expense splitting and group cost sharing app. Enables AI agents to query group expenses, check balances, add new expenses, settle debts, and analyze spending patterns with friends, roommates, and travel groups through the Splitwise API.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
Personal financial data. OAuth 2.0. HTTPS. Expense records are sensitive.
⚡ Reliability
Best When
A Splitwise user wants AI assistants to help manage shared expenses — checking who owes what, adding expenses from receipts, and analyzing group spending patterns.
Avoid When
You don't use Splitwise or manage shared expenses. Also: financial settlement recommendations should be reviewed before acting.
Use Cases
- • Querying Splitwise balances and outstanding debts from personal finance assistant agents
- • Adding expenses to Splitwise groups from AI expense tracking workflows
- • Analyzing group spending patterns and trip expenses from AI financial agents
- • Generating expense summaries and settlement recommendations from Splitwise data
Not For
- • Business accounting or professional expense management (Splitwise is personal/social)
- • Teams using Venmo, PayPal, or other payment platforms without Splitwise
- • High-frequency automated expense entry (Splitwise has API rate limits)
Interface
Authentication
Splitwise OAuth 2.0. Requires Splitwise developer account and app registration. OAuth grants access to user's groups and expenses.
Pricing
Splitwise free tier includes API access. MCP server is free open source.
Agent Metadata
Known Gotchas
- ⚠ FINANCIAL RISK: Expense entries affect real shared financial records — verify before adding
- ⚠ OAuth required — Splitwise developer app registration needed before use
- ⚠ Expense categories and descriptions matter for accurate tracking — provide meaningful data
- ⚠ Community MCP implementation — verify against Splitwise API documentation for latest features
Alternatives
Full Evaluation Report
Detailed scoring breakdown, competitive positioning, security analysis, and improvement recommendations for Splitwise MCP Server.
Scores are editorial opinions as of 2026-03-06.