Fixer.io

Fixer.io is a currency exchange rate API backed by European Central Bank data, providing real-time and historical rates for 168 currencies with EUR as the default base, operated by APILayer.

Evaluated Mar 07, 2026 (0d ago) vcurrent
Homepage ↗ Finance currency forex exchange-rates ecb european-central-bank 168-currencies apilayer
⚙ Agent Friendliness
60
/ 100
Can an agent use this?
🔒 Security
62
/ 100
Is it safe for agents?
⚡ Reliability
82
/ 100
Does it work consistently?

Score Breakdown

⚙ Agent Friendliness

MCP Quality
--
Documentation
82
Error Messages
78
Auth Simplicity
82
Rate Limits
78

🔒 Security

TLS Enforcement
60
Auth Strength
65
Scope Granularity
50
Dep. Hygiene
75
Secret Handling
60

HTTP-only on the free tier is a serious security deficiency; the API key in query parameter pattern risks exposure in server logs. HTTPS only available on paid plans.

⚡ Reliability

Uptime/SLA
82
Version Stability
84
Breaking Changes
82
Error Recovery
78
AF Security Reliability

Best When

Building a European application or working with Euro-centric financial data where ECB reference rates are the natural and trusted source, and you want a low-cost hosted API over fetching ECB data directly.

Avoid When

You need USD as your base currency without paying for a plan upgrade, or you need more than 168 currencies (Open Exchange Rates covers more).

Use Cases

  • Convert Euro-denominated prices to other currencies for European e-commerce storefronts
  • Fetch daily ECB reference rates for compliance reporting or financial audit trails
  • Build historical FX rate lookups for accounting systems that need to reconcile transactions at the rate in effect on the transaction date
  • Display live currency conversion in a travel or expense management application
  • Calculate cross-rates between non-EUR currency pairs using the EUR base as the pivot

Not For

  • Applications requiring a non-EUR base currency on the free tier — base currency switching requires paid plans
  • High-frequency or algorithmic trading requiring sub-second rate updates
  • Official regulatory submissions requiring a certified or audited rate source

Interface

REST API
Yes
GraphQL
No
gRPC
No
MCP Server
No
SDK
No
Webhooks
No

Authentication

Methods: api_key
OAuth: No Scopes: No

API access key passed as a query parameter (access_key). Free tier requires HTTP (not HTTPS) — HTTPS is a paid feature, which is a significant security concern for production use.

Pricing

Model: tiered
Free tier: Yes
Requires CC: No

The free tier's HTTP-only restriction makes it unsuitable for production; HTTPS requires at minimum the Basic paid plan. APILayer product family.

Agent Metadata

Pagination
none
Idempotent
Full
Retry Guidance
Not documented

Known Gotchas

  • Free tier uses HTTP not HTTPS — never use the free tier in production as API keys will be transmitted in plaintext
  • Base currency is locked to EUR on the free and Basic plans; changing the base requires Professional plan or manual cross-rate calculation
  • ECB rates are updated once per business day — do not poll more frequently than daily or you waste quota without gaining fresher data
  • The access_key appears in the URL query string — avoid logging raw request URLs to prevent key exposure
  • Weekends and ECB holidays produce no rate updates; the API returns the last available rate without clearly flagging that it is stale

Alternatives

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Scores are editorial opinions as of 2026-03-07.

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