Dun & Bradstreet Business Intelligence API
D&B REST APIs for global business intelligence, commercial credit, and supply chain risk platform. Enables AI agents to manage company data retrieval via DUNS Number for business identity verification and firmographic intelligence, handle commercial credit risk assessment and D&B Credit Score for B2B credit decisions, access supply chain risk assessment data including supplier financial health and operational risk, retrieve beneficial ownership and UBO (Ultimate Beneficial Owner) data for KYB compliance, access ESG and sustainability risk data for responsible procurement, handle intent data and B2B marketing analytics for demand intelligence, retrieve global trade data including import/export records for trade intelligence, access bankruptcy and payment behavior data for credit risk monitoring, manage global compliance screening against sanctions and watch lists, and integrate business intelligence data with CRM, ERP, and procurement risk management platforms.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
Business intelligence and credit. SOC2, FCRA, GDPR. OAuth2. US/EU. Business entity and commercial credit data.
⚡ Reliability
Best When
A bank, insurer, enterprise procurement team, or B2B lender using D&B wants AI agents to automate business identity verification, commercial credit risk assessment, supplier risk monitoring, KYB compliance, and B2B data enrichment.
Avoid When
COMPLIANCE RISK: D&B commercial credit data drives B2B credit decisions — automated credit denials based on D&B data must comply with ECOA (Equal Credit Opportunity Act) for business lending and FCRA for small businesses qualifying as consumers. Beneficial ownership data for KYB FinCEN CDD rule compliance requires human AML officer review for high-risk customers. Sanctions and watchlist screening automation requires compliance officer review of false positives before blocking transactions.
Use Cases
- • Verifying business identities from KYB onboarding agents
- • Assessing supplier credit risk from procurement agents
- • Screening suppliers against sanctions from compliance agents
- • Enriching company records from CRM data management agents
Not For
- • Consumer credit without B2B business intelligence focus
- • Personal identity verification without business entity context
- • Simple company lookup without commercial credit and risk analytics
Interface
Authentication
D&B uses OAuth 2.0 with scopes. Developer portal at developer.dnb.com. Jacksonville, Florida HQ. Public (DNB NYSE). DUNS Number is the global standard business identifier. Acquired Bisnode (2021) for European B2B data. D&B partnered with Salesforce (Connector), Microsoft (D&B Direct). Webhooks for entity monitoring alerts. REST API with JSON. Competes with Experian Business, Equifax Commercial, and Bureau van Dijk (Moody's) for business intelligence.
Pricing
Jacksonville, Florida. Founded 1841. Public (DNB NYSE). DUNS Number: 300M+ global business records. D&B Credit Score, D&B Paydex, and Predictive Scores. Bisnode acquisition (2021) for European coverage. D&B Hoovers for firmographic intelligence. D&B Finance Analytics, D&B Supply Chain. Market leader in B2B business intelligence. Competes with Bureau van Dijk (Moody's), Experian Business, and Equifax Commercial.
Agent Metadata
Known Gotchas
- ⚠ COMPLIANCE RISK: B2B credit decisions based on D&B data must comply with ECOA/Regulation B; automated credit denials without ECOA-compliant adverse action notices create regulatory violations
- ⚠ KYB UBO verification — FinCEN CDD Rule requires identifying beneficial owners above 25% threshold; automated UBO data from D&B must be validated; AML officer review required for high-risk entities
- ⚠ DUNS matching complexity — D&B entity matching for firmographic enrichment has false positive risks for common company names; validate DUNS match confidence scores before automated enrichment
- ⚠ Sanctions screening false positives — automated sanctions and watchlist screening produces false positives; compliance officer review required before transaction blocking to prevent business disruption
- ⚠ D&B data recency — commercial credit data updates on reporting cycle; very recent events (new judgment, bankruptcy filing) may have 30-90 day lag; check data as-of-date for time-sensitive decisions
- ⚠ Bisnode European coverage — European business data via Bisnode acquisition may have different data quality and coverage than US core data; validate coverage for specific European markets
Alternatives
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Scores are editorial opinions as of 2026-03-06.