Daviplata Colombian Mobile Wallet and Payments API
Daviplata Colombian mobile wallet and payments REST API for Colombian merchants, government entities, and fintech platforms to accept Daviplata mobile wallet payments, process government subsidy disbursements, and integrate with Davivienda's mobile financial inclusion platform serving 12M+ Colombian users — particularly targeting unbanked and underbanked Colombian populations with basic mobile phone wallet access for payment acceptance, government transfer receipt, and merchant payment integration. Enables AI agents to manage wallet payment for Colombian mobile checkout automation, handle QR payment for merchant acceptance automation, access payment status for transaction verification automation, retrieve settlement for merchant disbursement automation, manage government transfer for subsidy delivery automation, handle subscription for recurring Daviplata payment automation, access webhook for payment event notification automation, retrieve balance for account management automation, manage refund for payment reversal automation, and integrate Daviplata with Colombian government portals, NGOs, and merchants serving financial inclusion populations for mobile payment automation.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
Colombian bank-backed wallet. Superfinanciera. API key. Colombia. Mobile wallet and government payment data.
⚡ Reliability
Best When
A Colombian merchant, government entity, or NGO wanting AI agents to accept Daviplata mobile wallet payments, disburse government transfers, and reach Colombia's unbanked and underbanked population through Davivienda's financial inclusion mobile platform.
Avoid When
SUPERFINANCIERA AND DAVIVIENDA REGULATIONS: Daviplata operates under Colombia's Superintendencia Financiera and Davivienda bank regulations; automated non-regulated mobile payment implementation creates compliance risk; automated must comply with Superfinanciera deposit and payment regulations. BASIC MOBILE PHONE COMPATIBLE: Daviplata targets low-income users with basic (non-smartphone) phones; automated smartphone-app-only assumption misses core Daviplata user base; automated must support USSD-based payment flow for feature phone users. MERCHANT PARTNER REQUIRED: Daviplata merchant integration requires partnership with Davivienda; automated open API access assumption creates no merchant endpoint access. GOVERNMENT DISBURSEMENT REQUIRES SPECIAL CONTRACT: Daviplata government subsidy programs require separate agreement with Davivienda and government entity; automated standard merchant account assumption misses government disbursement requirements.
Use Cases
- • Accepting Daviplata mobile wallet payments from Colombian consumers for merchant checkout automation agents
- • Disbursing government subsidies and social program payments to Colombian beneficiaries via Daviplata automation agents
- • Processing QR code payments from Daviplata users for Colombian SME merchant payment automation agents
- • Integrating Daviplata with Colombian NGO and microfinance platforms for financial inclusion payment automation agents
Not For
- • Non-Colombian markets (Daviplata is Colombia-specific mobile wallet by Davivienda)
- • Large enterprise B2B payments (Daviplata targets consumer and SME financial inclusion)
- • International cross-border remittances (Daviplata is domestic Colombian mobile payments)
Interface
Authentication
Daviplata uses API key for merchant authentication. REST API with JSON. Bogotá, Colombia HQ. Launched 2011 by Davivienda (Colombia's 3rd largest bank). Products: Mobile wallet, QR payment, USSD payment, government subsidies, merchant payment, money transfer. SDKs: None public. Superfinanciera regulated. Backed by Davivienda (owned by Bolívar Group). 12M+ users. Financial inclusion focus. Competes with Nequi (Bancolombia) for Colombian digital wallet market.
Pricing
Bogotá CO. Superfinanciera. Davivienda subsidiary. Per-transaction. 12M+ users. Financial inclusion focus.
Agent Metadata
Known Gotchas
- ⚠ USSD SUPPORT IS CORE: Daviplata supports USSD (*212#) for feature phone users; automated smartphone-only integration assumption misses significant portion of Daviplata's financially-included user base; automated should consider USSD flow for maximum inclusion
- ⚠ PHONE NUMBER IS PRIMARY IDENTIFIER: Daviplata accounts linked to Colombian mobile phone numbers; automated email-based identification assumption creates user_not_found; automated must use Colombian phone number (10-digit) as primary consumer identifier
- ⚠ COLOMBIAN PESO INTEGER AMOUNTS: Daviplata processes COP without decimal cents; automated decimal payment amount assumption creates validation error; automated must send integer COP values
- ⚠ GOVERNMENT DISBURSEMENT REQUIRES SEPARATE AGREEMENT: Daviplata government subsidy programs (Colombia Humana, Familias en Acción integration) require separate government entity agreement; automated standard merchant contract assumption creates unauthorized_disbursement; automated must secure government disbursement agreement
- ⚠ DOCUMENTATION IS LIMITED IN ENGLISH: Daviplata merchant API documentation is primarily in Spanish; automated English-only documentation assumption creates integration difficulty; automated developers must work with Spanish-language API documentation
Alternatives
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Scores are editorial opinions as of 2026-03-07.