Coalition Cyber Insurance API
Coalition cyber insurance REST API for insurance brokers, MGAs, and enterprise risk platforms to automate cyber insurance quoting, binding, and cyber risk assessment through Coalition's technology-first cyber MGA that combines active cyber protection tools (attack surface monitoring, threat intelligence) with insurance coverage, enabling digital insurance distribution and cyber risk quantification. Enables AI agents to manage cyber insurance quote generation for broker automation, handle policy binding for digital cyber insurance automation, access cyber risk assessment for underwriting decision automation, retrieve attack surface monitoring for insured risk visibility automation, manage claims initiation for cyber incident response automation, handle premium calculation for cyber risk pricing automation, access policy document generation for insurance documentation automation, retrieve threat intelligence for risk exposure automation, manage mid-term endorsement for policy change automation, and integrate Coalition with insurance broker, MGA, and risk management platforms for end-to-end cyber insurance distribution automation.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
Cyber insurance. SOC2. OAuth2. US/CA/UK. Cyber risk and insurance data.
⚡ Reliability
Best When
An insurance broker, MGA, or enterprise risk platform wanting AI agents to automate cyber insurance quoting, binding, and active risk monitoring through Coalition's technology-first cyber insurance platform with integrated attack surface visibility.
Avoid When
BROKER LICENSE REQUIRED FOR API ACCESS: Coalition API for quoting and binding requires licensed insurance broker or MGA credentials; automated access without insurance license creates unauthorized_broker error; automated direct binding without license creates regulatory violation. CYBER RISK ASSESSMENT IS DOMAIN-SCAN BASED: Coalition risk assessment scans insured's domain and IP ranges; automated quote must provide accurate domain for assessment; automated inaccurate domain scan creates wrong risk score and incorrect premium. ACTIVE PROTECTION ENROLLMENT IS SEPARATE: Coalition's active protection tools (attack surface monitoring) require separate enrollment; automated risk monitoring integration requires separate activation; automated assuming monitoring included without enrollment creates no monitoring data. QUOTE EXPIRY: Coalition quote is valid for limited period; automated binding must occur within quote validity; automated binding after expiry creates expired_quote requiring new risk assessment.
Use Cases
- • Generating cyber insurance quotes for broker platform automation agents
- • Binding digital cyber policies for insurtech distribution automation agents
- • Accessing cyber risk assessment for enterprise risk scoring automation agents
- • Monitoring attack surface for insured risk management automation agents
Not For
- • Property and casualty insurance beyond cyber (Coalition is cyber-focused MGA)
- • Consumer personal cyber insurance (Coalition is SMB and enterprise focused)
- • Direct consumer purchase without broker (Coalition primarily distributes via broker channel)
Interface
Authentication
Coalition uses OAuth 2.0 for API authentication. REST API with JSON. San Francisco, CA HQ. Founded 2017 by Joshua Motta. Backed by Valor Equity Partners, T. Rowe Price ($700M+ raised, $5B valuation). Products: Cyber insurance (SMB to enterprise), active protection, breach response, claims management. No public SDK. Admitted in all US states + Canada. Lloyd's syndicate. US, UK, Canada. Largest cyber MGA by premium. Competes with At-Bay and Corvus for digital cyber insurance.
Pricing
San Francisco CA. Valor/T. Rowe Price backed. Premium-based. Broker distribution model. Lloyd's + admitted.
Agent Metadata
Known Gotchas
- ⚠ LICENSED BROKER OAUTH CREDENTIALS REQUIRED: Coalition API requires OAuth credentials issued to licensed insurance broker; automated access without broker license creates unauthorized_principal; automated developer credentials for quoting/binding creates regulatory compliance issue
- ⚠ DOMAIN SCAN ACCURACY IS CRITICAL FOR PRICING: Coalition cyber risk assessment scans applicant's domain; automated quote must provide accurate primary domain; automated wrong domain creates incorrect risk score and premium that may be invalid on claims
- ⚠ QUOTE-TO-BIND FLOW IS SEQUENTIAL: Coalition binding requires prior quote ID from quote step; automated binding must use quoteId from quote response; automated binding without valid quoteId creates invalid_quote reference
- ⚠ ACTIVE PROTECTION REQUIRES SEPARATE ENROLLMENT: Coalition's scanning and monitoring tools require separate enrollment flow; automated risk monitoring setup requires distinct activation step; automated monitoring data access without enrollment creates no monitoring data available
- ⚠ CLAIMS FIRST NOTICE TRIGGERS SLA: Coalition claims first notice starts SLA clock for breach response; automated claims initiation must include complete incident information; automated incomplete first notice creates SLA start without sufficient context for response team
Alternatives
Full Evaluation Report
Comprehensive deep-dive: security analysis, reliability audit, agent experience review, cost modeling, competitive positioning, and improvement roadmap for Coalition Cyber Insurance API.
AI-powered analysis · PDF + markdown · Delivered within 30 minutes
Package Brief
Quick verdict, integration guide, cost projections, gotchas with workarounds, and alternatives comparison.
Delivered within 10 minutes
Score Monitoring
Get alerted when this package's AF, security, or reliability scores change significantly. Stay ahead of regressions.
Continuous monitoring
Scores are editorial opinions as of 2026-03-07.