Bank API
Open banking API platform providing PSD2-compliant account information and payment initiation services for Dutch banks, with an MCP server for agent-driven banking integration.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
PSD2-regulated and GDPR compliant. OAuth2 with OpenID Connect provides strong auth. Scoped access per bank and permission. User consent required - prevents unauthorized data access. OWASP API Security Top 10 2023 compliance documented.
⚡ Reliability
Best When
You need PSD2-compliant access to Dutch bank accounts for reading transactions or initiating payments from agent workflows.
Avoid When
You need coverage outside Dutch banks, real-time trading, or non-PSD2 banking APIs.
Use Cases
- • Checking bank account balances and transaction history via AI agent
- • Initiating payment orders programmatically under PSD2
- • Building financial overview dashboards with multi-bank data
- • Automated bookkeeping agents reading banking transactions
- • Reconciliation workflows comparing bank data with accounting systems
Not For
- • Non-Dutch/non-PSD2 banking environments
- • High-frequency trading or real-time market data
- • Business banking with complex multi-signatory requirements
Interface
Authentication
OAuth2 with OpenID Connect. PSU (Payment Service User) consent required for account access. Scoped access per bank and permission type.
Pricing
Agent Metadata
Known Gotchas
- ⚠ OpenID Connect workflows may confuse agents without explicit OIDC handling
- ⚠ User consent (PSU authorization) required for each bank connection - cannot automate consent step
- ⚠ Bank-specific connection behavior varies - not all PSD2 features supported by all banks
- ⚠ MCP server is relatively new - documentation less mature than REST API docs
Alternatives
Full Evaluation Report
Detailed scoring breakdown, competitive positioning, security analysis, and improvement recommendations for Bank API.
Scores are editorial opinions as of 2026-03-06.