Accurint LexisNexis Risk Solutions API
Accurint by LexisNexis Risk Solutions REST API for identity verification, fraud detection, skip tracing, and public records intelligence. Enables AI agents to verify consumer and business identity against 500M+ person and entity records for KYC/KYB onboarding, handle address history and contact information lookup for skip tracing and collections automation, access fraud risk scores and synthetic identity detection for financial services fraud prevention, retrieve professional license and credential verification for background screening automation, manage public records search (court records, liens, judgments) for due diligence automation, handle watchlist and adverse media screening for AML compliance, access property and asset lookup for recovery and debt collections automation, retrieve business entity and officer information for B2B due diligence, manage comprehensive background check data for employment screening, and integrate Accurint with CRM, origination, collections, and compliance platforms.
Score Breakdown
⚙ Agent Friendliness
🔒 Security
Public records intelligence. FCRA, GLBA, DPPA, SOC2. OAuth2/API key. US. Consumer and entity intelligence — strict permissible purpose controls.
⚡ Reliability
Best When
A financial institution, insurance company, collections agency, law enforcement partner, or background screening firm wanting AI agents to automate identity verification, fraud detection, skip tracing, public records research, and AML screening using comprehensive public records intelligence.
Avoid When
FCRA PERMISSIBLE PURPOSE IS MANDATORY: Accurint access to consumer information for credit, employment, insurance, housing, or other eligibility decisions requires strict FCRA permissible purpose; automated queries without documented permissible purpose create FCRA criminal violation risk. DPPA compliance for DMV records — automated lookup of motor vehicle records requires Driver's Privacy Protection Act (DPPA) permissible purpose for each query; automated DMV queries without valid DPPA purpose create federal criminal liability. GLBA safeguards for financial institution use — Accurint data accessed by financial institutions must be protected under GLBA Safeguards Rule; automated data storage without GLBA-compliant security controls creates regulatory examination finding. Adverse action notice for FCRA-governed decisions — automated credit or employment decisions using Accurint data require adverse action notice with FCRA data source disclosure; automated denial without adverse action process creates consumer rights violation.
Use Cases
- • Verifying identities from KYC onboarding agents
- • Locating contacts from collections and skip-trace agents
- • Detecting fraud from financial services risk agents
- • Screening records from background check compliance agents
Not For
- • Consumer-facing identity self-service (use FIDO2/passkey)
- • Academic research data without permissible purpose
- • Real-time sub-50ms identity checks (use lightweight token validators)
Interface
Authentication
Accurint uses OAuth 2.0 and API key authentication with scope-based permissible purpose controls. REST API with JSON/XML. Alpharetta, Georgia HQ (LexisNexis Risk Solutions). Parent: RELX Group (LSE: RELX). Founded 2000. RELX $9B+ annual revenue. 500M+ US consumer and entity records. Law enforcement, financial services, and insurance focus. FCRA-regulated data for consumer eligibility decisions. Competes with TransUnion TruValidate, Experian Precise ID, and LexisNexis ThreatMetrix.
Pricing
Alpharetta GA. LexisNexis Risk Solutions / RELX Group LSE:RELX. $9B+ revenue. 500M+ records. Law enforcement and financial services focus. Permissible purpose certification required.
Agent Metadata
Known Gotchas
- ⚠ FCRA PERMISSIBLE PURPOSE IS NON-NEGOTIABLE: Every automated Accurint query on consumer records must have documented FCRA permissible purpose (credit, employment, insurance, collection, court order, or other enumerated purpose); automated bulk queries without per-query permissible purpose documentation create FCRA criminal violation risk for officers and the entity
- ⚠ DPPA motor vehicle records — automated queries that retrieve motor vehicle registration or driver license data require DPPA permissible purpose for each individual query; automated DMV lookup without per-query DPPA documentation creates federal criminal liability under 18 USC 2721
- ⚠ No webhooks — batch search completion and public records update events require polling; no push notification; implement scheduled result polling with appropriate interval for collections or fraud workflow cadence
- ⚠ Adverse action data source disclosure — automated FCRA-governed decisions (credit, employment, insurance) using Accurint data must identify LexisNexis Risk Solutions as data source in adverse action notice; automated denial without source disclosure creates FCRA consumer rights violation
- ⚠ Search query logging and audit trail — FCRA requires maintaining records of consumer report requests and permissible purpose for 5 years; automated queries without per-query audit log and purpose documentation create FCRA recordkeeping violation
- ⚠ Minors and protected class data — automated person searches may return information on minors and sensitive categories (medical, mental health, substance use history in court records); automated downstream use of sensitive personal data without legal review creates state-specific privacy liability
Alternatives
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Scores are editorial opinions as of 2026-03-07.