{"id":"xero-api","name":"Xero API","af_score":69.2,"security_score":null,"reliability_score":null,"what_it_does":"Cloud accounting API popular in Australia, New Zealand, and UK. Provides full double-entry accounting, invoicing, payroll, bank reconciliation, and financial reporting via REST API.","best_when":"An agent needs to automate accounting for AU/NZ/UK small to medium businesses, or any business already on Xero globally.","avoid_when":"Your customers are primarily US small businesses (QuickBooks has higher adoption) or require enterprise-scale ERP.","last_evaluated":"2026-03-01T09:50:06.419641+00:00"}