{"id":"rgarcia-ynab-mcp-server","name":"ynab-mcp-server","af_score":60.8,"security_score":60.2,"reliability_score":26.2,"what_it_does":"Provides an MCP (Model Context Protocol) server for YNAB that exposes the YNAB API as MCP tools, auto-generating tools from YNAB’s OpenAPI spec via FastMCP. It uses a YNAB personal access token (env var) to authenticate requests and includes support for common CRUD operations across users, budgets, accounts, categories, transactions, payees, scheduled transactions, and budget months.","best_when":"You want a locally-run MCP bridge from an AI tool (Claude Desktop/Cursor/OpenCode) to the YNAB API, and you can safely manage a YNAB personal access token.","avoid_when":"You need a hosted/SaaS service with stronger operational guarantees, or you require fine-grained permissioning beyond what YNAB’s token provides.","last_evaluated":"2026-03-30T15:25:17.022208+00:00","has_mcp":true,"has_api":false,"auth_methods":["YNAB personal access token via YNAB_API_TOKEN environment variable"],"has_free_tier":false,"known_gotchas":["Write-capable tools (create/update/delete/import transactions) can cause irreversible changes if the agent is not constrained to safe flows","Token leakage risk if env var is logged or mishandled by the host runtime","Auto-exposing all YNAB endpoints increases the chance the agent uses an unexpected endpoint unless you restrict tool availability"],"error_quality":0.0}